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An interest only mortgage is a type of mortgage that a person pays the interest only for a set period of time Joe Maddon Cubs Jersey , say 3 or 5 years. After that, the person starts paying on the principal plus interest for the rest of the term of the mortgage (ex. 25 years). During those 25 years, the interest rate can be adjusted once each year.


The problem people will face is that after the initial five years of paying the interest only, they will end up with a larger mortgage payment for the next 25 years. If you're not certain that your income and property value will continue to rise, you might find yourself in a lot of financial trouble when you can't afford your mortgage payment any longer. It takes financial discipline to make sure you can afford the mortgage payment after the first five years.


There was a young married couple featured on a television show who bought a $995,000 home with an interest-only mortgage. Their combined annual income was a little less than $100 Anthony Rizzo Cubs Jersey ,000. They couldn't afford the home with a traditional 30-year fixed rate mortgage, but they could with the interest-only.


The husband said that they didn't have to worry about being conservative with their money until maybe 15 years from now. But, right now they were going to live it up.


What are they going to do if their income doesn't increase, one of them loses their job, or they end up with too much debt and not enough money at the end of the month to pay it? Unfortunately, this couple and many other people might end up in foreclosure in the next few years because they can't afford their expensive homes.


If you are looking to buy a home to live in for a very long time Cole Hamels Cubs Jersey , then you might be better off with a fixed-rate 15 or 30-year mortgage. If you still want to go the interest-only route, make sure you are disciplined enough in your finances and are certain that your income will rise so that you can afford the larger mortgage payment after the first 3 or 5 years.


Tips to Affordable Online Shopping ECommerce Articles | August 25, 2013
Currently, online shopping is now very popular due to it save time, money, and energy. In these days Addison Russell Cubs Jersey , almost every person used it and purchased various goods from the medium of Internet.




Now, this is the era of online shopping. It is the modern format of purchasing. In this format, any person can buy any product from the medium of Internet, purchase various products just from a single click of mouse. Visit multiple stores under one roof; there is no need to visit different- different shop just like ordinary shopping or in open market. In addition, it is extremely cheaper than ordinary shopping; all products are available approx 30% to 50% cheaper than open market. It saves your time, energy Jason Heyward Cubs Jersey , and money also. In these days, it is most popular almost every person used it.

There is main concern is get wonderful service at reasonable price. This is the complicated task to find a cheapest outlet, which provides online stuff at affordable rate. There are many price comparison websites are available on Internet. Anybody can compare the price of all products with the help of these sites. These are Junglee, Pricedekho, Sulekha, Comparethebazaar Ben Zobrist Cubs Jersey , Compareindia, Pricecheckindia. Junglee is best for price compare, it is sister concern site of Amazon. So, check the price of any item at these websites. After that, check the reviews and customer feedback on Mouthshut, Trustpilot Kris Bryant Cubs Jersey , techulator, Glassdoor, and other buyer reviews site and enjoy the reliable and trustworthy online shopping.

Nowadays, there are numerous website in the ecommerce market, which provides cheapest online shopping but their service is not good, shipping service is very poor delivered goods in four week to two months. Some top website like Flipkart Kyle Schwarber Cubs Jersey , Jabong, Myntra, etc provides express delivered but their rate is too high. Recommends an ecommerce site, which offers cheapest purchasing with express delivery service, its name is Kaunsa. This outlet provides wonderful service at affordable price. It have more than two thousand happily online buyer and there are thousands of positive Kaunsa Reviews already published on different- different feedback site on the Internet.

Check out some positive customer feedback from their fully satisfied customer. Find below:-

Kaunsa is the best store to buy goods online in India. It price is extremely affordable and shipping is very fast. I am the frequent buyer from fifteen months when it was in initial stages. I like it and give five stars rating for its wonderful performance. Faizan Javed writes this feedback. He lives at Hyderabad, Andhra Pradesh Yu Darvish Cubs Jersey , India.

I am almost used every online outlet of India for purchasing goods through Internet. But, I like this e-shop, because it provides me amazing service. In addition it price is lowest for all products than other outlet. I love it. This Kaunsa Review posted by Shekhar Tandale. He is from Ahmednagar, Maharashtra, India.

This Website is the best option for online shopping in India. Anyone can buy goods at lowest price with the help of this outlet. I like it because all prices are lowest, amazing service Javier Baez Cubs Jersey , all products are genuine and express shipping at free of cost. Santosh Mittal writes this positive review. He is lives at Indore, Madhya Pradesh, India and regular online shopper of this store.