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Most people think of commercial truck insurance as a crux rather than something that protects their assets, but purchasing intelligent truck insurance coverage can make it much more the latter.


Determining how much your policy costs can be influenced by a number of things. In theory if the van is a smaller variant Samson Ebukam Game Jersey , it is highly likely that the premium will be reduced. Where larger vehicles are concerned, there is obviously an increased risk of risk is also heightened where hazardous materials are transported.


There are manufacturers and specialists that supply vehicles to niche industries, and insurance for ice cream vans would come into this category. From the construction of such a vehicle through to a number of safety features John Johnson Game Jersey , this is on example which would require a specialist insurance policy. Ice cream vans also have to display warning and traffic safety decals as they are frequented by children. Being basically a mobile refrigerator, if vehicle developed an electrical fault, the stock would be rendered worthless. As malfunctions and accidents can occur at any time Cooper Kupp Game Jersey , obviously this will add to an insurers risk.


Let’s clear up some marketing terminology. When you decide how you will market yourself there are two words you need to really understand. The first word is target market. Your target market is the group of people you want to work with and the group of people you want to connect with. Most agents believe their target market is anyone who needs insurance. Ok, but it’s actually harder to find and identify with anyone than it is to find and identify with someone. The other word is niche. Your niche is what you help your clients to get. Most agents think their niche is insurance. Wrong, insurance isn’t a niche. If you really understand the word niche you realize that your niche is related to an emotion your ideal clients want or don’t want.


Other driving factors determining the cost of a policy are the type of goods carried. Ice cream isn’t really a hazardous material Aaron Donald Game Jersey , but in the case of chemicals this represents a different type of risk for the insurer. Depending on the type, chemicals can cause a lot of damage in the event of an accident.


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by Xinhua Writers Yan Feng， Hu Xiaobing


BERLIN， May 24 (Xinhua) -- It all began with a slow but elegant pipa solo. The music gradually picked up momentum， joined later by rhythmic drums， and finally evolved into a joyful night of celebration involving young dancing girls and fellows.


Two musicians -- one from China and another from Germany -- gave a joint performance of Chinese classic music here on Tuesday afternoon to celebrate the opening of the China forum at the Asia-Pacific Weeks Berlin.


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